Very easy. Online applications only require basic information and you can receive an approval in seconds.
Depending on your application details, you can be approved for $300 to $5,000.
Even if you have bad credit, that’s ok. Credova considers all credit types in the approval process and some financing providers accept bad credit, it entirely depends up on the financing provider. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit.
- Open/Active checking or savings account
- US government issue photo ID
- Email address
- Social security number
- Income/employment information
- Phone number and address
Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs) through Budsgunshop.com.
It’s simple. Pay off your principal within the 90-day promotional period and you pay no interest. Keep in mind, you’ve got to make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion.
Your interest rate will vary based on your application information. Your interest rate and term length will be fully disclosed in your offer(s) so please review carefully prior to completing your agreement.
Not at all. You can payoff your balance anytime. If you payoff your principal in the 90-day promotional period, you are eligible for interest free financing. You are able to payoff your balance any time after the promotional period, however, you will be subject to paying interest up until that buyout point.
Payments are made on a monthly basis.
Please keep in mind, any firearm purchase being shipped must be sent to your local FFL dealer for pickup rather than your home address. For shipping timing and tracking, please review the retailers policies.
Depending on the retailers policy, yes, you can finance a firearm out of state. Certain restrictions may apply.